Illness Cover

Critical Illness Cover

A Critical Illness insurance plan is designed to cover your needs financially in the event you are diagnosed with a designated Critical Illness.

Critical Illness is a very important policy in current climate with the need becoming more apparent every day. Critical Illness cover can be taken as part of a life insurance policy, or as a individual policy.
Together, we would discuss your circumstances to ensure any advice is specific to you.

A Critical Illness cover plan is designed for individuals or families who want a lump sum if they are diagnosed with a Critical Illness. A Critical Illness in the family home can have a significant impact on not only the person, but loved ones and finances. Critical Illness cover pay outs are designed to repay unsecured debt, cover your mortgage or protect the needs of loved ones who may need time off work to care for you.

Critical Illness cover is a very detailed policy and can vary significantly between providers. As qualified advisers, we are here to ensure you get the right policy for you and your families needs.

A Critical Illness plan has no cash in value at any time and will cease at the end of the term. If premiums are not maintained, the policy will end.